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2016 crowdfunding and other sharing economy models have emerged due to a range of technological developments which simplified sharing of both physical and nonphysical goods and services through the availability of various information systems on the Internet. In fact all the emerging microfinance models noted by the World Bank are made possible due to technological advancements and adoptions in developing countries. Kiva A micro credit crowdfunding platformThe kiva. org platform is the most prominant example of a crodwfunding, or more specific peer to peer funding business model. Kiva allows lenders from all over the world to invest $25 or more to specific entrepreneurs all over the world. This significantly increases the pool of capital available to people in need. At the same time lenders have the option to contribute directly to specific opportunities in a simple and low cost manner. The money of the lenders is sent via the platform the the MFIs who are in contact with the the entrepreneurs. The entrepreneurs repay the loan with interest to the MFI. The MFI can keep the interest to pay for its operating expenses and the lender receives back it loan at 0% interest. Kiva ChallengeWhereas in the traditional business model the MFI decided which entrepreneur would receive a loan, in the Kiva model the lenders on the platform make this decision.

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This points to a politically active campus open to the idea of marriage. Yet another newspaper had a large article on a series of break ins and burglaries, while students at an urban campus worked to make the campus bicycle friendly. You can also find out how tight budgets are affecting how schools do business. You cant just read a negative or controversial article and eliminate a school from consideration. Every school will have its issues and controversies. Keep these in mind and keep them in perspective.

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Exploring the relationship between the college and its external resources; putting an emphasis on community outreach; and incorporating shared communication between the campus administration, students, and community are just a few of Janosiks goals if given the presidency at LCCC. I like to be visible and get to know the community and the community members, she said. I spend all of my time in my office. I want to be out in the community and have conversations with members of the community. As dean I should participate, Janosik said. She added that she wants to have a strong relationship between the school and Lorain Countys business community. She hopes to do so and keep the culture of the college at the same time. Janosiks top academic priorities would be to increase degree completion, especially with programs that often have wait lists; assist in finding sources to support students who are affected by the social, emotional, and mental aspects of college and to help their emotional and mental health; increase enrollment; and reassess the financial means of students. I will be available and listen to people, Janosik said. If I am going to have a conversation with you, I am going to listen. Change is hard at anytime, no matter how small it is, she continued.

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Her center continued to accept Shroud research from the scientific community, have it peer reviewed by qualified scientists and published in its highly reputable journal until 1993, when it ceased publication. With the wide acceptance of the Internet as the universal "information" center of the 21st century, it is clear that this website would be the logical place to continue Dorothy Crispino's fine work. To that end, the "Shroud of Turin Website" is currently having its first paper refereed for publication. Titled "The Process of Image Formation on the Shroud of Turin", by Jean Baptiste Rinaudo of Montpellier, France, the paper is currently being reviewed by particle physicist Larry Schwalbe of Los Alamos National Laboratories. A review by chemist Alan Adler is already written. Once the reviews are completed, they will be returned to Rinaudo for his comments, changes or rebuttal. Then the paper AND the peer review articles, along with any additions and corrections, will be published in their entirety on the website. It is my hope that this website will become the new and definitive resource for researchers to have their Shroud work reviewed and published. Keep watching for more information on this exciting new role for the website. Several other important projects are also now in the planning stages. These include the ability to hold live, interactive web wide forums with noted Shroud scientists directly on this website.